Uber has changed the way we travel. With just a tap on your phone, you can get a ride almost anywhere, making it incredibly convenient. However, with convenience comes risks. Accidents can happen, and when they do, passengers may suffer injuries.
This article explores the most common injuries in Uber-related accidents, how to determine liability, as well as the legal process for compensation.
Frequent Injuries from Uber Rides
When riding in an Uber, a variety of injuries, especially during collisions or accidents. Among the most common injuries are:
Whiplash: Whiplash often results from rear-end crashes, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.
Muscle Tears and more info Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.
Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Figuring Out Fault in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Liability from Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.
Uber’s Insurance Policy for Riders
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.